The Oprah Winfrey Show
Families in Crisis
From the show Total Money Makeovers

Gamin, Billy, Darianne and Jesse
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Gamin and Billy are afraid they have raised their kids to be money monsters. They say their children, Darianne, 18, and Jesse, 16, are good students and "really good kids"—they only get in trouble with the credit card. Together, Darianne and Jesse rack up over $600 a month in charges.

The parents brown bag their lunches while their kids usually go out for lunch every day. Mom Gamin cuts coupons and buys her shoes at Payless, while her daughter buys designer clothes and wears her mother's Cartier watch. Both kids drive $25,000 cars.

Darianne and Jesse don't even help out with chores around the house. "Isn't that everybody's dream?" Darianne says, "Just to get and get and get and not really, like, work for it?"

Are Gamin and Billy too late to teach their kids the value of a dollar? »