Student and Home Loan Advice

Oprah's Debt Diet

Step 1: How Much Debt Do You Really Have?

Step 1: How Much Debt Do You Really Have?

Chart Your Debt

Get Your Credit Score

Prioritize Payments

Step 2: Track Your Spending and Find Extra Money to Pay Down Debt

Step 2: Track Your Spending and Find Extra Money to Pay Down Debt

Find Your Latte Factor®

Use the Latte Factor® Calculator

Step 3: Learn to Play the Credit Card Game

Step 3: Learn to Play the Credit Card Game

Pay More than the Minimum Payments

Lower Your Interest Rates

Four Tricks of the Credit Card Companies

Which Credit Cards to Tackle First

Step 4: Stop Spending

Step 5: Create a Monthly Spending Plan

Step 5: Create a Monthly Spending Plan

The Monthly Spending Plan Worksheet and Pie Chart

Use the Monthly Spending Plan Calculator

Assign Paychecks to Expenses

Step 6: Take Big Steps to Grow Your Income

Step 6: Take Big Steps to Grow Your Income

Facing Hard Choices

Earning More Money

Step 7: Prioritize Your Debts and Raise Your Credit Score

Step 7: Prioritize Your Debts and Raise Your Credit Score

Prioritizing Your Debts

Raising Your Credit Score

Step 8: Understand Your Spending Issues…and Save!

Step 8: Understand Your Spending Issues…and Save!

Why Do You Shop? Self-Assessment Quiz

How to Protect Yourself and Start Saving

Budgets and Tracking Expenses
Buying or Selling a Home

Financial Planning and Investing
Credit Reports and Scores

Savings and Retirement

Meet the Experts

Meet the Experts

Glinda Bridgforth

People Who Saved Big Money

Share Your Stories on the Message Boards

Before and After Oprah's Debt Diet

Watch Video Highlights

Buy Oprah's Debt Diet DVD

LOANS

Please note: This is general advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio. Harpo is not responsible for any losses, damages or claims that may result from your financial decisions.