Another audience member has a retirement savings question for Suze. "I'd like to know, when can I use my Roth IRA?"

Suze says the rules of the Roth IRA indicate that you can take money out of it—tax-free—anytime after you reach the age of 59 1/2. "You need some extra money? You want some money? Girlfriend, enjoy it," Suze says. "Take it out."

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