Now that you know what you need in your closet, what do you do with some of the fashion don'ts that are still hanging around? Lloyd tackles a common culprit head-on—velour tracksuits.

Lloyd says not all tracksuits are bad—if you know how to wear them. "Break it up. … Add a little sizzle to it," Lloyd says. "If you must wear the black bottom, do a cute white shirt on the top and a fun flat. If you have to wear the hoodie, do a sexy jean and make a fun, colorful kitten heel—or not even a heel but maybe a ballet flat in red."

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